Are We Rich or Poor?

This year Molly started to notice a shift in the girls’ perception towards our standard of living.  Even with the two of us out of work for most of 2011 our spending has changed very little compared to the previous year.  When we cut our expenses back by 50% a few years ago they perceived us as a family who had money but chose not to spend it.  There’s an interesting interview Molly did with the girls 2 years ago about their take on our cutting back on Molly On Money.  In the interview they talk about their initial fears but in the end they were happy that we did cut back and paid off our debt.

Lately we’ve heard them make comments to the effect that we are ‘poor’ and cannot afford to have a nice things like so-and-so’s car.  So let us repeat…how we spend our money now compared to when we had much larger incomes has not changed but somehow we’ve become ‘poor’. » » »

Teens & Toys

My friend Juliette calls us the  ‘Little House on the Prairie’ home.  I don’t think we are all that out there but I do realize most of our friends don’t have ‘butcher day’ at their house.  On the other side of the pendulum we (Mike and Pistol) love technology.  My Dad got Pistol started with her first desktop computer at the age of 2.  Yes, she had a nicer computer than me.  They both love to figure stuff out in their own ways on the computer while Dumpling and I put in our IT requests of what we would like. “More music on my iTunes, please.”

The girls are both 13yrs old now.  Gone to the wasteside (Editors note from Mike:  unintentional Mollyism) are dolls, scooters, bouncy balls and dress up (unless we are talking the occasional fashion show in my clothes!).  Nowadays they want clothing and technology.  They have whittled their desires down to the essentials.  For two years both girls got the newest iPod nanos (they were gifts).  Last year they both wanted iTouches.  I’m the parent who says, ‘Why do you need that?’  Mike, on the other hand, is a technology enabler.  I’m outnumbered.  What they ended up doing this time was rather clever.  With the help of Mike (I’m yelling in the background, ’11 and 12 year old children don’t need iTouches!’) (Editors note from Mike: No she wasn’t, she was squealing with 8 other ladies in the living room because she was hosting “trashy book club” night.) they sold their iPods online and then bought refurbished iTouches, again, online.  They used some of their savings to make up the difference between their sales revenue and the cost of the iTouches. » » »

How to Make a Tablet Stand

Last year I got tablet fever.  An iPad with a starting price of $500 was out of the question for me.  If I was going to get anything I wanted to have internet access so I had refrained from buying a Kindle.  Color would be nice too.  I found out that you could convert a Pandigital book reader to an android tablet.  I didn’t really need another computer.  I have a laptop that works just fine.

Didn’t matter.

I wanted one. » » »

Money, Expenses and a Corrupted File

On Molly On Money I would occasionally update my readers on our spending.  We track our expenses in Quicken and post updates on our whiteboard in the kitchen.  I like sharing the information.  I feel it keeps our spending in the foreground rather than letting it slide into the background.  I mean come on, where your money goes tells a story about you.  It’s interesting!

So…have you noticed we have no updates here?  Well, we don’t because I haven’t tracked our spending since the beginning of June. (Hello guilt and shame come sit down next to me on the couch.  How have we been?) It’s not because I haven’t wanted to it’s because I’ve become dependent on a piece of software called Quicken. » » »

Makin’ Mayo

We have the results from last week’s GIVEAWAY!  Thank you to everyone who participated.  We picked our winners using Random.org.  

Congratulations to Chippygee and Average Joe!  You both win a dozen chocolate chip cookies from Momocakes (vegan and gluten free, of course!).  

Also a huge hug and a ginormous thank you to Leslie from Momocakes for being our sponsor!

unenthused

Making mayonnaise is simple and fast. The results are so worth it too. You’ll be surprised how tasty homemade mayonnaise is compared to store bought. Once I started making it I never looked back. There’s no actual cooking, you’re just making an emulsion of egg yolk and oil. There’s a lot of whisking involved so I like to get the girls to help me… » » »

The Vegetable Harvest

This was going to be so easy.  Just plop a few pictures and and BAM! there’s a great post about this year’s vegetable harvest!  Not so fast turbo, it took hours to sort through all the images from the garden this year.  We have a tendency to take a few too many pictures.

Molly:  It took me all week to go through the pictures and make the decision if the photo stays or goes.  It was a lot of pressure.

Mike:  That was a lot of pressure?  I think you may want to go back to work so you can remember what intense pressure really feels like.

Molly:  I know, I know!  When I have more time and fewer projects I can get a little bit finicky.  Building someone’s dream home within budget and time constraints seems so simple from this distance.

Mike:  Hmmm,…. » » »

It’s Really Very Simple…Really

Spending within your means is really very simple (and yet so dang hard to do.)  There is nothing complicated about getting and keeping your financial house in order.  It’s straightforward, simple and doesn’t contain a convoluted formula.

Spend less than you take in!

Yep, that’s it, people!

I’m done with this post!

Mike:  No you’re not…

Dang! » » »

You Know You’re Frugal When…

hand-me-down clothes

1.  You find it fun to not buy clothes (I thank god for my girlfriends’ hand-me-downs-Molly).

2.  You walk through Target to stretch your legs rather than to actually buy anything. » » »